Do I need a building permit for restumping in Bendigo?

Yes, restumping in Bendigo normally needs a building permit because reblocking is structural building work in Victoria. The permit is usually arranged through a registered building surveyor, and many contractors include that process in the quote, but you should never assume it is automatic. The practical question is whether the scope is limited to stump replacement or also includes major levelling, bearer repairs or related structural work, because that affects paperwork, inspections and timeline. In Bendigo, older timber homes on reactive clay often need more than a straight stump swap once the floor is opened up. Ask each contractor who is handling the permit, what inspections are included and whether the quote allows for follow-up adjustments after the house is re-levelled.